Monday, August 30, 2010
What is M-Commerce?
Back in the late 80’s to early 90’s the latest and greatest credit card processing machine for a merchant to have was one that actually had the printer built right in. The electronic payments industry has come quite a long way since those days. Now, M(obile)-Commerce allows merchants to conduct a credit card transaction directly through their mobile phone, personal digital assistant or any other type of hand held device by either swiping a card or key entering the transaction info. All the user needs is a connection to the internet. M-Commerce accommodates those merchants who travel for business, have limited space or whose business prevents them from keeping a terminal plugged in at all times. Obviously M-Commerce is not for everyone, but if your restaurant delivers to-go orders, if you’re a Landscaper, a General Contractor or maybe even run a taxi or limousine service, you may want to consider this form of processing. For more information and to see if M-Commerce is right for you, contact a U.S. Bankcard Services, Inc. representative today at 888-525-8558.
Tuesday, August 24, 2010
Beware the “Flawless” Sales Rep
If you’re doors are open for business, then you’ve been approached by many different processing representatives. Each sales rep or sales office has their own niche or type of merchant they approach, whether it is small to medium size merchants, hotels or restaurants or even a particular geographic area. But no matter what their target audience, if they are presenting you an offer that appears to good to be true – it probably is. Our answer: Talk details and do your research, ask about any fees not yet discussed, call and check out the office they claim to represent. Look them up on the web, don’t just call the number on their card – it could be fake. If someone calls you or pays you a visit and claims to be from U.S. Bankcard Services, Inc., call us at 888-888-8USA (8872) to verify that they are authorized to represent our company.
Tuesday, August 17, 2010
CVV2 / CVC2 / CID2 Code.
You know what they are, but do you use them? Even today, when most merchants know what those extra 3 digits printed on the card are for, it’s surprising how many don’t bother using them simply because of an extra few seconds. If you take phone orders or even mail order, those few seconds and 3 numbers could potentially save you thousands! How much are those 3 seconds worth to your business? If your credit card terminal isn’t asking for these codes when you key in your tickets, call U.S. Bankcard Services, Inc. (USBSI) at 1-888-525-8558 and get set up on a program that will help you collect that info at the time of purchase.
Tuesday, August 10, 2010
Level 3 Data.
Are you a Level 3 merchant who requires greater bandwidth and system capability to support all the additional product, tax and shipment information? U.S. Bankcard Services, Inc. (“USBSI”) has the perfect solution to your needs and we can assist you in enrolling in the Large Ticket Program. Don’t do this on your own - give USBSI a call today at 888-525-8558 and let us help!
Credit Card Machines for Small Businesses
Gone are the days when accepting credit card transactions only belonged to big businesses. Now, with nearly most Americans doing their shopping with credit cards, even small businesses can have the capability to accept credit cards.
For small businesses to be able to accept credit card payments, they open up a large possibility to get closer to their customers and earn more profit. With many credit card machines to choose from, there is always one that will suit any business size.
For a small business, a credit card terminal can be used. Small business owners can simply enter the credit card information without having to swipe the card itself. Having this set up can save business owners more money.
Also, the rates of services attached to owning a credit card machine and accepting credit card payments is now very competitive. Long ago, rates per transaction were too high for small business owners. Now, credit card services have become more affordable, even for a small business owner.
Lastly, even accepting credit cards via the Internet is no longer a problem. For those who do not have a reliable Internet connection, credit card machines can easily be linked to a phone line.
Today, all hindrances that small business had in owning a credit card machine is taken away. With the many credit card machine options and low service fees, accepting credit cards is never again a far-fetched dream for the little ones.
Tuesday, August 3, 2010
Do You Need a New Terminal?
Think about it, how long have you been a processing merchant? Has your business grown out of the terminal you’re currently using? Do you know what Truncation is? If the receipts you hand back to your customers have the full credit card number on them then you are out of compliance and need an updated terminal. Call the U.S. Bankcard Services, Inc. (USBSI) Merchant Support Department at 888-525-8558 to see if your terminal needs to be upgraded today!
Monday, August 2, 2010
Choosing the Right Credit Card Machine Service Provider
It has been said that about 157 million Americans, or roughly 75% of all adults, rely on credit cards or debit cards when making a purchase. Not having a credit card machine in your store means that you are losing a share of consumers, which may be detrimental to your store.
Ready to place a credit card machine in your shop? Here are some essential factors to consider when choosing the right credit card machine vendor: PCI Compliance. Do the credit card machines being offered meet the qualifications set by the Payment Card Industry (PCI)? Be vigilant about choosing a legit credit card machine seller who strictly follows the guidelines set by the Federal Trade Commission.
Better Business Bureau (BBB). Does the merchant service provider have clear records with the BBB? This is important as, no matter how legitimate the merchant provider appears, complaints are unavoidable. Checking with the BBB provides the history of those complaints and whether or not they have been resolved. Assistance. Make sure that your chosen credit card machine supplier will provide you with proper assistance for the installation and use of the machine. For first timers, knowing the correct way to use the machine can mean more savings as improper usage may incur additional and unnecessary charges or a declined transaction.
Warranty. When purchasing credit card machines, be sure to check if the seller offers warranty service for the machines. Be wary of those who do not offer any warranty service. Read and understand the company’s terms of use and warranty conditions before making the purchase.
Deals and Steals. Credit card processing service providers often offer deals and promotions on credit card machines and terminals. Talk to a customer service representative and request for some as many companies never volunteer the information unless asked. Merchant providers may offer to lease the credit card machines, have free trials, or bundle supplies like paper rolls or printing heads with the machines. Know their terms to get the best deal for yourself.
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